Dynamic values its Customers and ensures the confidentiality and security of its users personal information, at all times. Hence, this privacy policy (“Policy“) is to familiarize the Users with the manner in which we collect, use and disclose the information received through the app. Such information is not disclosed to Third Party unless such disclosure is mandated by governing law / regulations or you have explicitly authorized such disclosure.

In order to avail the Services offered by us and start investing, Users are required to register for an investment account and have to provide information (“Personal Information”) classified as ‘Sensitive Personal Information’ under Regulation 3 of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011
Personal Data we may collect from you include, your Personal details (e.g. name, contact details including, residential address, date of birth, documents such as identity card / passport details / Aadhaar details / PAN / Voter ID / driving license, and / or education details).

Further the following details may also be required like, your details including transaction history, balances and payment details, for effecting transfer of monies, Your Financial details (e.g. income, expenses, and / or credit history) needed as part of request for some of our products / services.

You may also be submitting to us Images of documents / photos, Specimen signature(s) required to avail any of our services. All there may be Voice recordings of our conversations with you. You hereby agree that, we may fetch or update your personal details from government agencies or regulated authorities like KYC Registration Agency’s, Central Registry of Securitisation Asset Reconstruction and Security Interest, Asset Management Company’s, Registrar and Transfer Agency’s, etc.
Any Personal Data that we have access to shall not be shared without your consent.
In our business and operational processes, we only share the data on a partial and “need-to-know” basis to designated personnel or partners or service providers.
We will share your data with competent / legal / statutory / regulatory agencies / authorities or partners / service providers acting on our behalf (as the case may be) in following cases:
• It is required by legal / regulatory / statutory / governmental authorities under applicable laws / regulations.
• It is required by financial institutions to verify, mitigate or prevent fraud or to manage risk or recover funds in accordance with applicable laws / regulations.
Dynamic uses the Information, which is received from Users to provide the Services and to enhance the overall experience of its users. Access to the Login Credentials, Registration Information and any other personal information as provided by the users is restricted and used in accordance with specific internal procedures in order to operate, develop or improve our Services.

We use your Personal Data in our business operations for providing our services and to facilitate the transactions or report on these transactions, to share with you, updates or changes to the services and their terms and conditions, to study / conduct research and analytics for improving our services, to inform about any offer / promotions and for such usage which are required for providing you services. Under no circumstances we will sell, distribute, or rent the Personal Information of its users to anyone, for any reason(s).

We need to complete your KYC (know your clients) in accordance with regulatory authorities. For purpose of execution of investments, your information may be provided to respective Asset Management Company’s / Registrar and Transfer Agent’s / KYC Registration Agency’s / Central KYC Registry in accordance with the regulations. All employees of Dynamic are bound in accordance with our strict security policies and practices and are bound by confidentiality obligations. They are subject to stern disciplinary action if they fail to meet any of these obligations, as stated.